Superannuation is one of the most common and tax effective ways of building wealth for your retirement. Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer or industry fund. This is known as super choice, or choice of fund. We take care to ensure your superannuation fund meets your current and long term goals and ensure the 'asset' mix and insurance covers suits your profile - this is the difference between being 'defaulted' in an industry or employer fund or a personal approach with us.
The hardest thing to do is to work out how much you should contribute to superannuation to optimise your retirement savings. Southern Cross Financial will be able to assist in formulating a retirement planning strategy that is tax effective and takes into account lifestyles issues, your cash flow requirements and your existing asset base.